In general, a married couple cannot have two FHA loans simultaneously because they are meant for primary residences only. Even if one spouse applies, the couples combined debts will still be factored into the qualifying DTI, especially in community property states. There are exceptions that may allow a second FHA loan while keeping the first. #mortgage #mortgagetips #homeowner #homeownership #firsttimehomebuyer | Mid-Continent Funding, Inc.