According to a retail life insurance sales survey from the Life Insurance Marketing and Research Association (LIMRA), the most common choice for life insurance policies is a 20-year term length.

Dec 18, 2025 · Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about its types, pros, and cons to make an informed decision.

Term length refers to how long your term life insurance policy provides coverage. For example, a 10-year term life policy would pay out to your beneficiary if you were to die at any point in …

Not sure how long your term life insurance should last? Learn how 10-, 20-, and 30-year terms work, how to choose the right length, and what happens when your policy ends.

Mar 28, 2024 · How long should term life insurance coverage last? Term life insurance usually lasts between 10 and 30 years. You can choose how long your term life insurance lasts based …

Nov 13, 2025 · Term life insurance lasts for a specific period of time, anywhere from one to 30 years, and only pays out a death benefit if the insured dies within this time period. Because it …

Jul 11, 2023 · A life insurance term length is the number of years you're covered under your contract, as long as you keep up with premiums. If you died during that stretch of years while …

Dec 18, 2025 · Match your term length to your longest financial obligation, whether that's a mortgage, supporting children or covering income until retirement. A 30-year term costs more …

Making the right choice on your life insurance term length is critical to protecting your loved ones while balancing your budget. Each policy duration—10, 20, or 30 years—serves different life …

Aug 15, 2025 · Term life insurance policies last a predetermined number of years, most commonly between 10 and 30. Because term life insurance costs less than permanent life, …