Get FICO Scores used by 90% of top lenders. Access credit scores, reports, monitoring, and identity theft protection in one place for confident applications

FICO is an analytics company that is helping businesses make better decisions that drive higher levels of growth, profitability and customer satisfaction.

FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services.

Nov 6, 2025 · A FICO score is a credit score that lenders use to evaluate a borrower's creditworthiness and is based on aspects of their credit history, such as payment history and current indebtedness.

Sep 5, 2025 · A FICO® score is a particular brand of credit score that helps lenders determine how likely you are to pay back a loan. It is used by Fannie Mae and Freddie Mac.

As the pioneer of credit scores derived from financial data, FICO integrates trended data, rental payment history, telecom records, and consumer-permissioned data to create a more comprehensive, …

Monitor your financial health with CreditWise's free tools: a credit report, credit simulator, and credit and dark web monitoring. Your financial future starts here.

FICO® Scores are the industry standard in credit scoring, with expertise in developing credit scores for over 30 countries, supporting financial inclusion across the credit ecosystem.

Learn what a FICO Score is and how it's calculated using factors like payment history, credit utilization, and credit mix to assess your creditworthiness.

Jul 16, 2024 · Understanding your FICO® Scores is a vital part of your financial health. Learn why FICO Scores matter and how they can play a key role in your financial journey.