Apr 2, 2025 · Read on to learn how the Chapter 7 means test works, how to calculate your income for the Chapter 7 means test, and whether you can pass the means test and file for …

If your expenses differ from month to month, enter the average expense. Whenever this part of the form refers to you, it means both you and your spouse if Column B of Form 122A–1 is filled …

Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122.

Aug 22, 2025 · The Chapter 7 means test determines whether allowing someone to discharge their debts would be an abuse of the bankruptcy system. If your gross income based on the six …

Aug 6, 2025 · The bankruptcy means test is a calculation used to determine whether you qualify for Chapter 7 bankruptcy. It compares your average income from the past six months to your …

Feb 15, 2024 · Unlock Chapter 7 success: Dive into our guide, master the means test, and pave the way for financial relief with confidence.

The purpose of the bankruptcy means test is to help determine if you're eligible for Chapter 7 bankruptcy. Learn what the means test is & how it works.

Oct 21, 2024 · Unless you're exempt, you must first pass the Chapter 7 means test—and most people who file for Chapter 7 bankruptcy must take it. You'll pass the means test if you don't …

Sep 15, 2025 · The Chapter 7 bankruptcy means test is a critical component in determining eligibility for debt relief. By understanding how the test works, income limits, and additional …

Oct 18, 2025 · Read about how the means test decides your ability to file for Chapter 7 bankruptcy based on consumer debt, and what alternatives you can consider.