Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls. Many or all of the products on this page are from partners ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...

Erin is a personal finance expert and journalist who has been writing online for nearly a decade. Her passion for teaching others about personal finance came from her own experience of learning to ...

Requesting a balance transfer with Discover is as simple and easy as applying for a new balance transfer credit card with the issuer. If you’re already a Discover cardholder, you can check your online ...

Most balance transfers can be completed within two weeks, with some taking only a few days. But it can vary widely. Here's how to anticipate how long it will take. Many or all of the products on this ...

If your balance isn’t paid off during the introductory period, interest charges start accruing on your remaining balance.

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

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