(k) cathc up contributions. Ignoring these changes could get you in trouble with the IRS or cause a suprise tax bill.

The Internal Revenue Service lets older workers make catch-up contributions to their 401 (k)s to enhance their nest eggs as ...

At Money Digest, we've previously discussed how the COVID-19 pandemic accelerated remote work (aka work from home) and the differences between W-2 official employees of a company and freelancers, who ...

Small business owners can boost employee recruitment and retention and help themselves and their workers save for retirement by establishing a 401(k) plan. These plans can only be set up by employers, ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you're over 50 and maxing out your 401(k), there's a big change coming in 2026 that could affect how much tax you pay on your "catch-up contributions." While it's mostly about taxes and retirement ...

Don't leave your 401(k) match on the table if you can help it. Consider saving your year-end bonus or starting a side hustle if you're struggling to save. Keep an eye on your total contributions to ...