If you’re familiar with indexed universal life (IUL) insurance policies, you’ve almost certainly encountered a mixture of myths and truths. IULs are frequently misunderstood due to improper ...

These complex products tie cash-value growth to index performance, but they can come with risks and limitations ...

Indexed universal life (IUL) insurance offers a unique blend of life insurance protection and the potential for cash value growth linked to market indexes. One of the primary tax advantages of IUL ...

Indexed universal life (IUL) insurance combines life insurance coverage with the opportunity to accumulate cash value linked to the performance of a stock market index, such as the S&P 500. Investors ...

Discussions with clients who want to jump into the weeds about indexed universal life insurance and annuities are a lot of fun. Drew Gurley These clients are in close touch with their future. First, ...

Ethos, a leading life insurance technology company on a mission to democratize access to life insurance, today announced the expansion of its Accumulation Indexed Universal Life (IUL) product, issued ...

The many variations of universal life insurance are almost always confusing to clients and, often, their agents. One of the most confusing is indexed universal life. In this article, we define the ...

Indexed Universal Life (IUL) insurance policies are increasingly recognized for their distinct role in comprehensive financial planning, particularly among those focused on long-term wealth building ...

The MarketWatch News Department was not involved in the creation of this content. Founder Robert Rikard has recovered tens of millions for clients misled by "tax-free retirement" and investment-based ...

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

These insurance products may be better for financially well-off individuals than for those still paying off credit-card debts. It's long been said that insurance is sold, not bought. And that is ...